Plans & Pricing

Straightforward and transparent pricing

Includes Membership in Careington Vision & Dental, Redirect and Sedera all for one low monthly rate

Myself Only           Myself + Spouse           Myself + Child(ren)           Family

Rates below are non-tobacco rates. A $75/mo surcharge will be added for tobacco users.

Age

IUA*

$500

IUA*

$1,500

IUA*

$5,000

18-29

30-39

40-49

50-59

60-64

$435/mo

$479/mo

$523/mo

$609/mo

$1,000/mo

$304/mo

$347/mo

$372/mo

$409/mo

$657/mo

$394/mo

$437/mo

$453/mo

$526/mo

$863/mo

*An IUA is the financial portion ($500, $1,500, or $5,000) of your medical bills for a single need that a member is responsible for paying prior to any additional amount becomes eligible for sharing. After the IUA has been satisfied, a qualified need becomes eligible for sharing.

Not sure what an IUA is?

Check out these videos to learn more

Sedera Cost Sharing Community
Webinar
25 minutes and 55 seconds

Deep dive with valuable examples.

Get introduced to this healthcare solution and learn how it can benefit not only you, but your entire family.

3 minutes and 28 seconds
Introduction

Medical Cost Sharing is an innovative non-insurance solution to managing your larger healthcare costs. Unlike insurance it gives you the opportunity to take the lead in your healthcare choices without surprise bills or network hassles.

Sedera FAQ Videos - Click Here

Please note, it is important to consider how Sedera handles medical procedures related to pre-existing conditions (a condition for which you have had symptoms or treatment in the past 36 months), so please take the time to understand how this may impact you.  Section 7 & 8 of the Sedera Guidelines.

8 minutes and 24 seconds

Ready to Enroll?

Redirect Health with Sedera has a monthly enrollment period. Enroll by the 19th of a month to start on the 1st of the following month.

You will be taken to Redirect Health's enrollment page

SEDERA, INC. IS NOT AN INSURANCE COMPANY AND THE SEDERA MEDICAL COST SHARING MEMBERSHIP IS NOT ISSUED OR OFFERED BY AN INSURANCE COMPANY. WHETHER A SPONSORING ENTITY CHOOSES TO SEND MONETARY ASSISTANCE TO YOU AND/OR YOUR FAMILY TO HELP WITH YOUR MEDICAL EXPENSES WILL BE TOTALLY VOLUNTARY AND NEITHER YOU NOR SEDERA, INC. HAS ANY RIGHT TO COMPEL PAYMENT OF MEDICAL COST SHARING COSTS FROM ANY MEMBER. THE SEDERA MEMBERSHIP IS NOT AND SHOULD NEVER BE CONSIDERED TO BE OR TO BE LIKE A GROUP INSURANCE POLICY OR AN INDIVIDUAL INSURANCE POLICY. WHETHER YOU RECEIVE ANY MONEY FOR MEDICAL EXPENSES, OR WHETHER OR NOT THIS MEMBERSHIP CONTINUES TO OPERATE, YOU AS THE MEMBER WILL ALWAYS REMAIN LIABLE FOR YOUR UNPAID MEDICAL EXPENSES AND DO NOT HAVE ANY LEGAL RIGHT TO SEEK REIMBURSEMENT OR INDEMNIFICATION FOR ANY SUCH EXPENSES FROM SEDERA, INC. OR ANY OTHER MEMBER OR SPONSORING ENTITY. THIS IS NOT A LEGALLY BINDING AGREEMENT TO REIMBURSE OR INDEMNIFY YOU FOR THE MEDICAL EXPENSES YOU INCUR, BUT IS AN OPPORTUNITY FOR YOU TO ASSIST OTHER MEMBERS IN NEED, AND WHEN YOU ARE IN NEED, TO PRESENT YOUR MEDICAL BILLS TO OTHER MEMBERS AND SPONSORING ENTITIES AS OUTLINED IN THESE GUIDELINES. THE FINANCIAL ASSISTANCE YOU MAY RECEIVE WILL COME FROM OTHER MEMBERS AND/OR SPONSORING ENTITIES, AND NOT FROM SEDERA, INC.